ALTER TABLE organization_bank_settings
  ADD COLUMN IF NOT EXISTS cashout_min_amount numeric(12,2) NOT NULL DEFAULT 20;

ALTER TABLE organization_bank_settings
  ADD COLUMN IF NOT EXISTS cashout_fee_pct numeric(6,3) NOT NULL DEFAULT 2.5;

ALTER TABLE organization_bank_settings
  ADD COLUMN IF NOT EXISTS cashout_fee_fixed numeric(12,2) NOT NULL DEFAULT 0;

